UBA USSD Codes Updated (2025): Check Balance, Transfers, Airtime, and More
There are times you just need to sort out things fast- send money to someone, top up airtime, or check if your salary has dropped. That’s where UBA’s *919# makes all of that easy without an app or internet.
You can do more with it without standing in a queue, download anything or wait for updates.
It works on any type of phone with no stress or any need to visit a branch to set it up. Just dial the code and follow the steps.
This article shows you how to use UBA USSD code for different things either from home or when you are on the move.
What is the UBA USSD Code?
UBA USSD code is *919#. It is a simple way to run transactions from your phone without data. Once you press the code,you’ll see a list of simple options that help you move money, pay for things, or get information on your account.
Before you can gain full entry to it, you need to activate it. The process doesn’t take time, and once it’s done everything else becomes easy.
It’s safe and access can be granted with your 4-digit PIN, that way no one else can touch your fund. And even if you’re trying it for the first time, the steps are easy to understand as it tells you what to do next.
What is the UBA?
United Africa Bank popularly known as UBA is one the biggest names in Nigerian banking institutions. With so many branches across the nation and some African countries.
It’s known for its existence since 1949, you can imagine how long that is and how well they have served and helped people manage their money.
Their services go across opening accounts, sending money, savings, and giving support when needed.
They have made banking so easy that you do not need to visit their office to get basic things done.
UBA USSD Code?
UBA’s USSD code is *919#. It’s the easiest way to send money to loved ones, buy airtime for yourself or others and even pay for your flight without needing data.
But before you can fully use it, you’ll have to activate it on your line.
Here is how to Activate UBA USSD Code:
- Dial *919# using the phone number linked to your account.
- Sign up
- Enter your account number.
- Create a 4-digit PIN
- Confirm the PIN and wait for a message.
Updated List of UBA USSD Codes
Here is a quick breakdown of UBA USSD Code in 2025
- Check Balance: Dial *919*0*0#
- Transfer to UBA accounts: *919*3*Account Number*Amount#
- Transfer to other banks: *919*4*Account Number*Amount#
- Buy airtime for yourself:*919*Amount#
- Buy airtime for others:*919*Phone Number*Amount#
- Borrow airtime/data: *919*9#
- Pay bills:*919*5#
- Get a loan:*919*28#
- Open a new UBA account:*919*20#
- Block your account:*919*10#
- ATM cardless withdrawal:*919*30*Amount#
- Check BVN:*919*18#
How to Withdraw Funds with UBA USSD Code
You don’t always have to move around with your ATM card to get your money out. Here’s how to make a cardless withdrawal using USSD:
- Dial *919*30*Amount# on your registered line.
- Input your PIN
- Choose account to be debited
- Generate an OTP
- Select “cardless withdrawal”
- Enter the code at any ATM stand
- Collect your cash.
How to Create UBA Account Using the USSD Code
To create a UBA account
- Dial *919*20# on your phone
- Enter your first and last name.
- Choose the type of account you want.
- Add your date of birth.
- Follow the rest of the prompts to complete setup.
How to Fund Your UBA Account with USSD Code
- The sender should dial *919*4*Account Number*Amount#
- Confirm your name.
- Enter PIN to complete.
UBA USSD Code for Balance Check
To see how much you have left in your bank, just follow this steps:
- Dial *919*0*0#
- Enter your PIN
- Your current balance will come up.
UBA USSD Code for Fund Transfer
- UBA-UBA: Dial *919*3*Account Number*Amount#
- Other Banks: Dial *919*4*Account Number*Amount#
- Enter your PIN to approve transfer.
You’ll get a message once it’s successful.
UBA USSD Code for Data Purchase
- Dial *919#
- Choose buy data for self or third party
- Pick preferred option
- Select plan
- Confirm with your PIN
UBA USSD Code for Airtime Purchase
- For Self: Dial *919*Amount# (e.g *919*1000#)
- Others: Dial *919*Number*Amount# (e.g *919*08090128537*500#)
- Enter Pin to confirm
UBA USSD Code for Airtel
To send or buy airtime for an Airtel line using *919#
- Dial *919*080282388836*Amount#
- Confirm transaction with your PIN
UBA USSD Code for Buying Data
- Press *919# on your phone
- Pick for self or others
- Choose data type
- Enter your PIN
UBA USSD Code for Loan
Are you short of funds and need a little push for something urgent?
- Dial *919*28#
- Follow the prompt
- Confirm with your PIN
Note: This can only go through if you’re eligible for a loan.
UBA USSD Code for Buying Airtime
Running low on airtime? You can now recharge directly from your phone without stepping out.
- Enter *919*amount# for yourself
- For someone else: *919*phone number*amount#
- Confirm with your PIN
Frequently Asked Questions about USSD
1. What is the maximum amount I can transfer using UBA’s USSD Code?
With a regular PIN , you can send up to #20,000 per transaction and #100,000 daily.
2. Can I pay for DSTV or other bills using UBA USSD?
Yes, Dial *919#, select ‘Bill Payments’, and follow the prompts. You can pay for DSTV, Electricity, GOTV, and more all from your phone.
3. Can I increase my daily transfer limit on *919#?
Yes, Your daily transfer limit can be increased to #1,000,000 but you need to activate a secure pass.
4. Are there charges for using UBA’s USSD service?
Yes, standard USSD charges apply, and there may be additional charges depending on the types of transaction.
5. What is the charge for checking my balance using UBA’s USSD?
UBA charges #10 each time you check your balance using the code.This fee is deducted directly by your service provider..
Conclusion
Now you don’t have to worry about standing in long queues or waiting for an app to load. With *919# UBA has made it easy for every of their customers to carry out basic transactions- get a loan, check balance, transfer and do more.
At the end of the day that is what most people want, something that is simple and doesn’t waste time.
Something they can use in traffic, at home, or anywhere.
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