Moniepoint USSD Codes Updated (2025): Check Balance, Transfers, Airtime, and More
The Moniepoint USSD code is *5573#.
With it, you can check your balance, transfer money, buy airtime and data, and handle other basic banking transactions without using mobile data.
Moniepoint has grown into a trusted name across Nigeria, especially in places where traditional banking feels out of reach. From roadside kiosks to supermarkets and eateries, their blue POS terminals are everywhere.
But it’s not just the machines; it’s the sound. That sharp “Kpa” the terminal makes when money drops. It’s the confirmation customers and sellers trust. A simple sound that brings peace of mind and keeps people coming back.
This article covers everything you need to know about Moniepoint’s updated USSD codes in 2025.
What is the Moniepoint USSD Code?
The Moniepoint USSD code is *5573#. It gives users a direct, reliable way to carry out essential banking services without needing the internet.
This code was introduced to make banking even more accessible, especially in areas where mobile data is a challenge. It fits seamlessly into its mission of bringing fast, reliable financial services closer to the people who need them most.
Before you can use the code, you’ll need to activate the feature through your
Personal or business app. Once your phone is linked and the feature is switched on, you’re set.
What is Moniepoint?
Moniepoint didn’t just show up one day and become a household name. It’s been in the game since 2015 born from a Nigerian company called TeamApt, built to solve real money problems.
At first, it powered banking agents, those everyday folks you see with a small table, a blue terminal, and a long queue in front of them. But they didn’t stop there. It kept growing, reaching into every corner where bank branches were too far, too slow, or too complicated.
Today, Moniepoint does more than just transfers and withdrawals. For small business owners, it’s a lifeline. For that woman running a shop at the junction, or the guy with a barbing salon on your street, it’s their bank. Their safety net and easiest way to keep things moving.
It’s that kind of fintech bank that was built for people like us.
Moniepoint USSD Code
Moniepoint’s USSD is built for simplicity. With just *5573#, you can buy airtime, data, transfer money, and check balances.
To access these services, your phone number must already be linked to an existing Moniepoint account.
Here’s how to activate your Moniepoint USSD Code:
1. Log into your account
Open the Moniepoint Personal or Business Banking app and sign in to your dashboard.
2. Go to Settings
Tap your profile picture at the top left corner. From there, select the Settings menu.
3. Turn on the USSD feature
Scroll to find the USSD feature toggle. Switch it on to activate, and that is it.
Updated List of Moniepoint USSD Codes
Here’s a list of the essential Moniepoint USSD codes:
- Check account balance: Dial *5573*5#
- Transfer to Moniepoint account: *5573*1*amount*account number#
- Transfer to other banks: *5573*2*amount*account number#
- Buy airtime for yourself: *5573*amount#
- Airtime for others: *5573*amount*phone number#
- Buy Data: *5573*4#
- OTP: *5573*73Code#
- Change PIN: *5573*6#
- Block Account: *5573*911#
How to Withdraw Funds with Moniepoint USSD code
- Dial *5573# using the phone number linked to your account.
- From the menu, select the “Withdraw” option.
- Enter all required details and the amount you want to withdraw.
- Input your USSD PIN to confirm.
- You’ll get a confirmation message once the transaction is successful.
How to Fund Your Moniepoint Account with USSD Code
- Dial your bank’s code.
- Select the option for “Transfer.”
- Enter your Moniepoint account number
- Enter the amount and complete the transfer
Moniepoint USSD Code for Balance Check
To check your balance:
- Dial *5573*5#
- Your account balance will be sent as an SMS after a few seconds.
Moniepoint USSD Code for Funds Transfer
Follow this simple steps to send money without internet to other banks:
- Dial *5573*2# on the phone number linked to your account.
- Follow the prompts to enter the recipient’s details.
- Confirm the details and input your PIN to complete the transfer.
For same bank transfer:
- Dial *5573*1#
- Enter the amount
- And input your PIN.
Moniepoint USSD Code for Data Purchase
Topping up your data with Moniepoint is just as easy as buying airtime. Follow this step:
- Dial *5573# on your line
- Select the option for “Buy Data” from the menu.
- Choose the network provider
- Enter the recipient’s phone number.
- Select a data bundle.
- Confirm and enter your PIN to complete the purchase.
Moniepoint USSD Code for Airtime Purchase
With Moniepoint’s USSD code, you can now buy airtime in seconds.
- Dial *5573# on your registered line.
- Choose the “Buy Airtime” option.
- Select “Self” if you’re recharging your own line or “Others” for a different number.
- Enter the phone number for someone else.
- Type in the amount you want to recharge.
- Confirm and enter your PIN.
Moniepoint USSD Code for Airtel
Recharge your Airtel line using Moniepoint USSD:
- Dial *5573#
- Select “Airtime” from the menu.
- Follow the prompt to enter the amount and confirm.
Moniepoint USSD Code for Buying Data
- Dial *5573# on your line.
- Select “Data purchase” from the menu.
- Choose the network provider(e.g MTN, Airtel, Glo,9mobile).
- Select a data bundle from the options.
- Enter the recipient’s phone number(or your own)
- Confirm details and enter your PIN to complete the purchase.
Moniepoint USSD Code to Buy Airtime
- Dial *5573#
- Select “Buy Airtime”
- Enter the amount
- Confirm the transaction.
Frequently Asked Questions (FAQ)
What is the Moniepoint USSD code?
The Moniepoint USSD code is *5573#. With it, you can perform basic transactions like checking your balance, sending money, and buying airtime.
How can I Check Moniepoint Balance using USSD?
To check your balance using USSD, dial *5573*5#.
Can I open a Moniepoint account with a USSD code?
No. To open an account, you’ll need to download the Moniepoint Personal or Business Banking app and complete your registration there.
How do I activate the USSD code on my account?
Login to your Moniepoint app, go to your profile settings, locate the USSD option, and switch it on. Once activated, you can start using *5573#.
Is Moniepoint safe to use?
Yes. Moniepoint is a licensed and regulated financial service provider in Nigeria, with robust security measures in place to keep your transactions safe.
Conclusion
Understanding how Moniepoint USSD works means you’re not stuck waiting for internet or scrambling to find a nearby ATM. from checking your balance to transferring funds or buying airtime, *5573# gets the job done.
It’s built for ease and reliability, so you can focus on the things that matter while staying in control of your money.
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