Access Bank USSD Codes Updated (2025): Check Balance, Transfers, Airtime, and More
Access bank USSD code *901# has made it easier for people across Nigeria to manage their money. With just a few taps, you can reach your account, handle transactions, and stay in control even without mobile data.
From transfers, airtime, data, and bill payments, every step is outlined to help you transact smarter, wherever you are.
In this article you will find out everything you need to know about the current Access Bank USSD code in 2025.
What is the Access Bank USSD code?
*901# is the shortcut that gives Access users control over their finances. It’s a fast and convenient way to complete important transactions directly from your phone without needing the internet or an app.
All you need is just a few steps, and you can send money, check your balance, and even get access to a loan.
It’s designed for speed, simplicity, and the realities of daily activities in Nigeria.
What is the Access Bank?
Access Bank is one of Nigeria’s most established financial institutions. Since its launch in 1989, it has grown from a modest commercial outfit into one of Africa’s leading service providers, supporting individuals, small businesses, and large corporations.
Its strength lies in how it blends modern tools with everyday activities. From in-branch support to mobile platforms and USSD, the institution is built to give customers direct, hands-on control of their money.
With a wide reach, a strong digital footprint, and a clear focus on service delivery,Access continues to shape how Nigerians manage and move their funds.
Access Bank USSD Code?
*901# is Access bank’s direct line for handling key financial actions without relying on the internet. You can check balance, send money, pay bills or top-up airtime..
Once you dial it from your registered line, a prompt will guide you through each transaction step by step.
How to Activate the Access bank USSD Code
1. Dial *901# on your mobile phone.
2. Choose “Register” or follow the instructions for first-time setup.
3. Enter account number..
4. Create a 4-digit PIN to authorize transactions.
5. Confirm the PIN. Once it’s accepted, you’ll receive a confirmation message.
Updated List of Access Bank USSD Codes
Here’s a list of what you can do with *901# in 2025
- Transfer Funds To Access or Others: Dial*901* Amount*Account Number#
- Buy airtime for self: *901* Amount#
- Buy airtime for others: *901*Amount*Phone Number#
- Check balance: *901*00#
- Bill payments(DSTV,Electricity): *901*3#
- Open a new account:*910*0#
- Buy data: *901#
- Block your account: *901*911#
- Access loan services: *901*11#
How to Withdraw Funds with Access Bank USSD Code
- Dial *903#
- Select “Withdraw money”.
- Choose “Agent Withdrawal”
- Enter the amount you want to withdraw
- Input the agent’s code
- Enter your transaction PIN to confirm.
How to Create Access Bank Account Using the USSD Code
- Dial *901*0#
- Enter your first and last name.
- Choose your preferred account type.
- Provide your date of birth.
- Confirm your details
- Once completed, your new account number will be generated instantly, and sent to you via SMS.
How to Fund Your Access Bank Account with USSD Code
- Dial the code
- Select “Transfer”
- Choose Access from the list.
- Input your account number and the amount.
- Complete the transaction with your 4-digit PIN.
Access Bank USSD Code for Balance Check
- Press *901*00# on your registered line.
- Enter your PIN when prompted.
- Your balance will be sent to you.
Access Bank USSD Code for Fund Transfer
- Dial *901* Amount*Account Number#
- Select the recipient’s bank from the list
- Confirm the name that pops up.
- Enter your 4-digit PIN to approve the transaction.
Access Bank USSD Code for Data Purchase
- Dial *901#
- Choose “Buy Data” from the menu.
- Select the network provider
- Enter mobile number
- Pick a data bundle plan
- Confirm the purchase with your PIN.
Access Bank USSD Code for Airtime Purchase
- For Self: Dial *901*Amount#
- For others: *901*Amount* number#
- Confirm the transaction.
Access Bank USSD Code for Airtel
- Dial *901*Amount*Airtel Number#
- Complete purchase with your PIN
Access Bank USSD Code for Buying Data
- Dial *901#
- Select “Buy Data” from the menu.
- Choose the network provider
- Enter number.
- Pick the data bundle that suits you.
- Confirm.
Access Bank USSD Code for Loan
- Input *901*11# on your phone
- Follow the options on the screen to select your loan type.
- Enter the required details.
- Confirm.
Access Bank USSD Code for Buying Airtime
- For your own line: Dial *901*Amount#
- For others: Dial *901*Amount*Number#
Frequently Asked Questions about USSD
How do I check my Access Bank account balance using USSD?
Enter *901*00# on your registered line and follow the prompt.
Can I transfer money with the Access Bank USSD code?
Yes, with * 901*Amount*Account Number# you can send money and select the receiving bank.
How do I buy airtime from my Access Bank account?
*901*Amount# for self or *901*Amount*Phone Number# for others.
What USSD Code do I use to open a new Access Bank account?
Simply press 901*0# and follow the instructions to get started.
Do I need a smartphone to use Access Bank USSD?
No, you do not need a smartphone to use the code. It can be used on any phone type.
What is the USSD code to block my Access Bank account
To block your account, press *901*911# from any phone, then follow the instructions.
Conclusion
Access bank USSD codes gives you more than convenience; they put control directly in your hands. From data to loans and withdrawals, everything happens right from your mobile, with no data needed. It’s a system that is clear, secure, and always within reach 24/7.
Once you get to activate it, managing your fund becomes easy without running to the bank every day.
No more queuing at an ATM stand just to check your balance or do a transfer.
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